Dr. Dra. Triasesiarta Nur, M.M.

Triasesiarta Nur is an academic and researcher in the fields of economics, finance, and accounting, with a particular focus on financial management, digital finance, and banking systems. She is affiliated with Bina Nusantara University, where she contributes to teaching and research activities in accounting and finance. Her academic profile demonstrates a consistent engagement in empirical research addressing contemporary financial issues, supported by a portfolio of publications indexed in national and international academic databases. 

Her research contributions span a broad range of topics in corporate finance and financial behavior. She has conducted empirical studies on firm value, profitability, liquidity, capital structure, and dividend policy, particularly within the context of Indonesian listed companies. These works highlight her analytical approach in examining how financial indicators and corporate decisions influence organizational performance and market valuation. 

In addition to traditional financial research, Triasesiarta Nur actively explores emerging trends in digital finance and financial technology. Her studies include the adoption of mobile payment systems among Generation Z using extended behavioral models, as well as research on e-wallet usage, financial literacy, and the psychological aspects influencing digital financial behavior. These contributions position her within the growing discourse on financial technology adoption and digital transformation in financial services. 

Her work also reflects a strong interest in broader economic and financial phenomena, including research on cryptocurrency dynamics such as the spillover effects of Bitcoin on fiat currencies and gender diversity in relation to firm performance. Furthermore, she has contributed to studies on crowdfunding behavior and digital financial inclusion, demonstrating a multidisciplinary perspective that integrates finance, technology, and behavioral insights. 

Through her academic endeavors, Triasesiarta Nur emphasizes the importance of integrating financial theory, empirical analysis, and digital innovation to better understand evolving financial ecosystems. Her research is characterized by its relevance to both academic discourse and practical application, particularly in supporting informed decision-making, enhancing financial literacy, and fostering sustainable financial development in an increasingly digital economy. 

DEGREE 

• Doctor in Financial Management from the Management Studies Program, Faculty of Economics, Universitas Indonesia

• Master’s in financial management from the Management Studies Program, Faculty of Economics, Universitas Indonesia.

• Bachelor’s degree in business and administration, Faculty of Social and Political Sciences, Universitas Indonesia.

KEY RESEARCH AREAS 

• Banking & Financial Intermediation  

• Corporate Governance & ESG  

• Financial Literacy & Investment Behavior  

• Digital Finance & Financial Technology  

• MSMEs Development & Economic Policy  

• Behavioral Finance & Decision Making  

• Sustainable Finance & Blue Economy