Prof. Dezie Leonarda Warganegara is a professor, researcher, and academic in the fields of accounting, finance, financial technology, and digital transformation. His research portfolio demonstrates a multidisciplinary approach that integrates financial behavior, sustainable finance, accounting information systems, digital banking, cryptocurrency investment, organizational transformation, and emerging financial technologies. Through extensive scholarly contributions, he has established expertise in understanding how technological innovation, behavioral factors, and governance mechanisms shape financial decision-making and organizational sustainability.
A significant portion of his research focuses on behavioral finance and investor decision-making, particularly within the rapidly evolving cryptocurrency ecosystem. His studies examine the influence of psychological traits, social influence, influencer credibility, heuristic bias, and behavioral bias on cryptocurrency investment decisions. By applying advanced theoretical frameworks such as the Stimulus-Organism-Response (SOR) model, his work contributes to a deeper understanding of investor behavior in digital asset markets and provides valuable insights for academics, practitioners, and policymakers.
Prof. Dezie has also made substantial contributions to sustainable finance and digital transformation research. His recent studies investigate the socio-technical foundations of digital transformation in financial institutions, ESG-driven innovation, sustainable competitive advantage, and the evolution of Indonesia’s Bank 5.0 ecosystem. Through bibliometric and empirical analyses, he explores how financial institutions can leverage technology, sustainability initiatives, and organizational capabilities to enhance long-term performance and resilience in an increasingly digital environment.
In addition, his research extends to financial literacy, stock market participation, financial well-being, and mobile banking adoption. His work highlights the role of financial empowerment, investor education, social media influence, and technological accessibility in shaping financial inclusion and investment behavior. These contributions provide practical implications for financial institutions, regulators, and educators seeking to strengthen public participation in financial markets.
Beyond financial and technological domains, Prof. Dezie has conducted research on accounting information systems, robotic process automation, corporate sustainability, carbon emission disclosure, organizational learning, and public sector performance. His scholarly work combines rigorous quantitative methodologies with practical relevance, contributing to the advancement of accounting, finance, and digital innovation while addressing contemporary economic and societal challenges.
KEY RESEARCH AREAS
- Behavioral Finance
- Sustainable Finance & ESG
- Financial Technology & Digital Banking
- Accounting Information Systems
- Digital Transformation
- Capital Market & Investment
