Banon Amelda , S.T., M.M., Cert.DA.

Banon Amelda is an academic and practitioner in the fields of accounting and finance, with a research focus on financial performance, banking systems, and the integration of digital technologies in business and financial practices. Affiliated with Bina Nusantara University, her scholarly profile demonstrates a growing contribution to applied accounting research, particularly within the Indonesian context, supported by a portfolio of publications indexed in national and international academic databases. 

Her research work spans a range of topics in financial analysis and banking, including studies on banking industry performance efficiency using both parametric and non-parametric approaches, as well as the development of early detection systems for assessing shocks in the banking sector. These contributions highlight her analytical approach to evaluating financial stability and institutional performance within dynamic economic environments. 

A significant portion of her research also addresses the intersection between digital transformation and financial performance. She has examined how digital marketing capabilities in Indonesian banks align with digital leadership and technological capabilities in influencing organizational performance, reflecting her interest in how digitalization reshapes strategic and operational outcomes in the financial sector. 

In addition, Banon Amelda has contributed to research on taxation systems and financial behavior, including studies on taxpayer behavior in the context of e-filing adoption. Her work also extends to the role of financial institutions—particularly sharia microfinance—in supporting the development of small and medium enterprises (SMEs), emphasizing the importance of financial inclusion and institutional capacity in fostering economic growth. 

Her academic contributions reflect a multidisciplinary perspective that integrates accounting, finance, digital innovation, and economic development. With a consistent research trajectory and an emerging citation impact, she continues to develop her work at the intersection of financial reporting, digital transformation, and MSME empowerment. Her approach combines empirical analysis with practical relevance, aiming to support more effective decision-making and sustainable development in an increasingly digital and interconnected economic landscape. 

DEGREE 

• Master of Management, Majoring in Financial Management, Best Graduate , Widyatama University, Indonesia 2008 

• Bachelor Degree, Majoring in Civil Engineering, Maranatha Christian University, Indonesia 2001

KEY RESEARCH AREAS 

• Financial Performance & Banking Analysis  

• Digital Transformation & Digital Marketing in Finance  

• Taxation & E-Filing Systems  

• Accounting & Financial Reporting  

• MSMEs & Economic Development